Welcome to Beginners Guide to Investing

Webster's dictionary definition of Investing is to put money into something, as stock or property in order to obtain profit or interest to utilize for future benefit.

Welcome to Beginners Guide to Investing. Often misinterpreted, Investing can be complicated, but we will try to make a bit easier for you at beginners-guide-to-investing.com.

We see so many commercials, read too many books and receive countless e-mails regarding investing. But, are we much smarter than before? Do you understand investing better? It's probably more confusing because we don't know who to believe or just what information is right or wrong.

This site won't go into too much detail about finance and investing. This is a easy to read guide that will help you understand basic financial products and services. Questions like, What is a stock? What is a 401(K) plan? What is Online Investing? And so on.

First, I want to say that I am not a financial planner nor do I have a degree in economics or finance. I am just a guy who loves the world of investing. I would like to share and teach people of all ages and backgrounds the basic fundamentals about investing. I want to provide simple explanations and definitions of investing words and acronyms, what it all means to you and your family.

I am sure you'll find this site to be informative and entertaining. I hope as you read through my site that it will answer a lot of basic questions. As you click around the site you will come to understand a little more about the world of investing and finance. This site will educate you, your family and friends. Enjoy the journey and please continue your financial education, your future as well as your family depends on it. Your education doesn't end here.

Someone once said that all it takes to be wealthy is four basic components, they are: discipline, hard work, capital appreciation (earning interest on your investment) and no debt. That's it, invest and keep things simple and you'll see yourself becoming a millionaire in no time. It's so easy, but you need to start early.

That's my goal, what is yours?

PS: It is known that in the United States we have a negative savings rate. That means that we as a nation are not savings or we're spending more than what we bring home. The Chinese are saving approximately 40% of their paycheck. We need to get back to basics before it's too late.

Let's get started and thanks again for stopping by beginners guide to investing.